A building insurance policy or Property All Risks insurance protects the building structure from physical damage due to fire, floods, earthquakes, storms, and other natural disasters. The policy covers everything from basic repair expenses to the complete rebuilding of your home.
Actual rent incurred towards alternate accommodation in case your becomes inhabitable.
Cost of rental amount to Insured as Landlord during the reinstatement in case of claim
Covers the additional living expenses of the insured and their pet if the property becomes inhabitable due to the insured perils.
Protection to insured Lawn Belongings, trees, shrubs or plants, while in open and within the boundaries of the Home.
A home contents insurance policy covers all the major items inside your home, such as electronic appliances and furniture. Both homeowners and tenants can purchase this policy.
Loss and/or damages arising out of situations such as war, invasion, act of foreign enemy.
Any damages to your property due to leakage/seepage will not be covered unless caused by insured peril.
Any case of wilfully done damage to your property is excluded from the scope of the policy.
Any damages to your property due to rainfall will not be covered. Basement and Kutcha construction are excluded from the scope of cover.
Loss or damage of cash is not covered except for in Loss of cash whilst in transit cover.
We understand that all your precious possessions hold emotional value but anything that’s over 10 years old will not be covered.
