Car insurance provides coverage for any damages to the vehicle due to unforeseen scenarios. These include man-made disasters like burglary, vandalism, accidents, theft, fire and natural disasters like earthquakes, floods or man-made calamities. Events like these can create a big hole in your pocket.
Hence, to avoid any losses, it is wise to buy car insurance online safeguarding your finances. You can opt for comprehensive car insurance which provides complete vehicle protection, covering own damages as well as third party liabilities. You can also opt for our Standalone own damage cover or third party insurance cover which is mandated by Motor Vehicles Act of 1988 separately, to suit your requirement.
You can enhance the coverage of your car insurance by opting for add-on covers like engine gearbox protection, zero depreciation,consumables and many more
As you use the car, the parts suffer normal wear and tear and depreciate in value. Since depreciation is not covered in the insurance claim, it incurs out-of-pocket expenses. With zero depreciation cover, you get full value of the parts repaired or replaced.
Love your car dearly? Buy this add on cover with your car insurance policy and recover your invoice value in case of theft or total damage to your vehicle.
Made a claim , worried about your NCB discount? Don’t worry; this add on cover protects your No Claim Bonus earned so far. Also, it takes it to the next NCB slab earning.
The engine is the heart of your car, and it is crucial to ensure it is protected. This cover shields you from the financial losses incurred due to damage to your car engine.
With tyre secure cover, you get coverage for expenses related to replacing the tyres and tubes of the insured vehicle. The coverage is offered when the insured vehicle tyres burst, bulge, puncture, or face a cut during an accident.
With pay as you drive add-on cover, you can get the benefits on the own-damage premium at the end of the policy year. Under this cover, you can claim benefits up to 25% of the basic own-damage premium at the end of policy tenure if you drive less than 10,000km.
With EMI protector, the insurance company will pay equated monthly installment amount (EMI) to insured as mentioned in the policy. The insurer will cover EMI cost of the vehicle if the insured person’s car is kept in garage for accidental repairs for more than 30 days.
With this cover, insurer can pay 50% of the 1st EMI if the vehicle takes 6 to 15 days for repair. If the period exceeds 15 days, insurer will pay remaining 50% of the 1st EMI or full EMI. Furthermore, the insurer will pay the 2nd & 3rd EMIs if the vehicle is kept in garage for more than 30 days & 60 days respectively.
