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Home Insurance

What is Home Insurance?

Home insurance is a type of insurance policy that covers the risk of loss or damage to your home.
The policy provides comprehensive protection for the residential building, its contents, and all your personal belongings.
A typical house insurance policy covers the loss or damage due to theft, fire, or natural calamities such as floods, earthquakes, storms, etc. It also provides liability coverage for third-party claims that arise on account of this loss or damage.

What are the Types of Home Insurance?

Exclusions

War

Loss and/or damages arising out of situations such as war, invasion, act of foreign enemy.

Leakage/Seepage on wall

Any damages to your property due to leakage/seepage will not be covered unless caused by insured peril.

Wilful Misconduct

Any case of wilfully done damage to your property is excluded from the scope of the policy.

Rainfall

Any damages to your property due to rainfall will not be covered. Basement and Kutcha construction are excluded from the scope of cover.

Cash

Loss or damage of cash is not covered except for in Loss of cash whilst in transit cover.

Old Contents

We understand that all your precious possessions hold emotional value but anything that’s over 10 years old will not be covered.

Benefits of Buying Home Insurance

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